Privacy Policy, Terms of Service, and Disclaimer for using SaPay services.

Last updated: April 2026

Privacy Policy

  1. Information We Collect

    We may collect personal information such as your name, email address, and business details when you submit a request through our website.


  1. How We Use Information

    We use your information to respond to your inquiries, provide our services, and improve user experience.


  1. Data Protection

    We take reasonable measures to protect your information but cannot guarantee absolute security.


  1. Data Sharing

    We do not sell your personal information. We may share information with trusted service providers and partners only when necessary to operate our website, deliver services, or comply with legal obligations.


  1. International Use

    Given the international nature of our services, your information may be processed in different jurisdictions.


  1. Your Rights

    You may request access to, correction of, or deletion of your personal information by contacting us.


  1. Updates

    We may update this Privacy Policy from time to time. Any changes will be reflected on this page.


  1. Contact

    For privacy-related questions, please contact us at legal@sapay.eu


Terms of Service

  1. Acceptance of Terms

    By accessing or using our website and services, you agree to be bound by these Terms of Service.


  1. Services

    SaPay provides business support services, including company setup assistance, banking guidance, and related consulting.


  1. User Responsibilities

    You agree to provide accurate information and to use our services only for lawful purposes.


  1. No Guarantee

    We do not guarantee specific outcomes, including approval of company registration or bank account opening.


  1. Limitation of Liability

    We are not liable for any indirect, incidental, or consequential damages arising from the use of our services.


  1. Third-Party Services

    We may work with third-party providers. We are not responsible for their actions or decisions.


  1. Payments

    All fees are agreed in advance. Payments are non-refundable unless otherwise stated.


  1. Changes

    We may update these Terms at any time. Continued use of our services means acceptance of changes.


  1. Contact

    For terms-related questions, contact us at legal@sapay.eu

Disclaimer

  1. General Information

    The information provided on this website is for general informational purposes only.


  1. No Professional Advice

    Our services do not constitute legal, financial, or tax advice. You should consult with qualified professionals before making decisions.


  1. No Guarantees

    We do not guarantee specific results, including approval of company registration, bank accounts, or any related services.


  1. Third-Party Responsibility

    We may refer or connect you to third-party providers. We are not responsible for their services, actions, or outcomes.


  1. Use at Your Own Risk

    Your use of our website and services is at your own risk.


  1. Contact

    For disclaimer-related questions, please contact us at legal@sapay.eu