We sit between our clients and the institutions that serve them
SaPay works with international businesses that need practical banking support — not generic incorporation services. We turn business reality into structured materials or cases that institutions can properly review.
The people behind SaPay
A small, hands-on team — not a faceless service desk. Every case is handled directly by people who understand how international banking actually works.
Sergey Beluha
In cross-border banking since 2013, Sergey leads SaPay's institutional relationships and how each case is positioned with banks and payment institutions. He works mainly across EU and US banking, matching clients to institutions where there is a realistic fit.
Andris Brivnieks
With 10+ years on international banking cases, Andris leads the operational side of each engagement — from documentation and the banking file to day-to-day coordination with banks, EMIs, and payment institutions. His work is focused across the GCC, Asia, and the UK.
Where we work
We work across multiple banking jurisdictions and payment ecosystems, matching each business to the markets where it can realistically operate and bank.
How we approach each case
Case-by-case review
Every engagement starts with a confidential case review. We only move forward when we see realistic, suitable options.
Banking-first thinking
We plan structures and documentation from the banking outcome backwards — around how institutions actually work today, not in theory.
Long-term involvement
We stay involved after onboarding — additional accounts, periodic account reviews, and structural changes as your business evolves.
Discretion by default
Files are kept minimal. Communication is direct. Information is shared with prospective institutions only with your explicit consent.
Ready to discuss your banking case?
Share a short outline of your business and we'll respond with a confidential view on suitable options and which institutions to consider.
- All enquiries are strictly confidential
- Typically respond within 1 business day
- No commitment required to receive our assessment